Cash position
$1,284,900
+3.2%vs last month
Synced 4 min ago
Demo mode — all figures, customers, suppliers and SKUs shown here are sample data for demonstration purposes only.
Saturday, August 15, 2026
Good morning, Dana
Three things moved overnight. Northgate's risk jumped, PVC margin slipped again, and your Sep 4 low point fell under your operating floor.
Total AR
$340,000
~$311K realistically collectible after expected losses
$29K at risk
+6.8%8 accounts, 42 open invoices
Money at risk
$29K
across 3 customers · $311K of $340K collectible
$12K this week
Protect it now
Gross margin
23.8%
-2.1 ptsTarget 26.0%
Cross-domain alerts
Findings that join receivables, inventory and cash — the things neither QuickBooks nor Brightpearl can see alone.
Anchor Distributors: $14,200 balance, 187 days overdue. Write-off economics justified — but don't write off blind.
Brightpearl shows $6,400 of inventory was delivered on the unpaid invoices (INV-3141, INV-3187). A financial write-off would ignore recoverable physical stock.
Recommended action: Two-step: (1) send formal demand for return of unsold inventory within 30 days, (2) write off only the residual ~$7,800 after recovery.
72% confidence· AR aging · Anchor Distributors· Brightpearl delivery lines
You're financing your riskiest customers' inventory.
$180,400 of receivables sits with four slow-payers whose lines are the same SKUs on the $90,000 Meridian reorder landing Sep 2. You buy the stock in 30 days and get paid in 61.
Recommended action: Review terms with Northgate and Sierra Mechanical before the next shipment releases, or split the reorder into two half lots.
· AR aging · 4 accounts· Brightpearl reorder queue
Your best margins are your riskiest cash.
60% of THHN Wire volume — your healthiest line at 29.8% — ships to elevated-risk accounts paying 47 days on average. Headline margin holds; realised margin after carrying cost is 24.6%.
Recommended action: Tighten terms on the four elevated-risk buyers of this line before extending more credit against it.
· MarginSense line margin· PayScore payment behaviour
i2C Intelligence™
What needs your attention today
- Receivables
Northgate Supply has stretched from 34 to 52 average days to pay, with $96k now past 60 days
This is the single largest movement in your AR book this month. Accounts with this pattern paid 19 days sooner when contacted before day 45.
- Margins
PVC Pipe 2" Schedule 40 margin fell 7.2 points while list price held flat
Meridian's lot cost rose 14% since February and none of it was passed through. The gap is worth about $31,200 a year on this SKU alone.
- Payables
Three early-payment discounts worth $3,653 close within the next 7 days
Cash position supports capturing all three. Sequencing Orchid on Aug 21 keeps the Sep 4 forecast low point above your $250k floor.
AR risk summary
$774,790 outstanding across 8 accounts
- Critical$327K · 2 accounts · 42%
- Elevated$217K · 3 accounts · 28%
- Healthy$231K · 3 accounts · 30%
42% of your receivables now sit in the Critical tier, up from 31% a month ago. Two accounts drive all of it.
Inventory health
$2.09M of inventory value read from Brightpearl
- Healthy stock$1.42M
68% of inventory value
- Overstocked$438K
21% — 2 SKUs above 12 months cover
- Dead stock$229K
11% — no movement in 90 days
2 SKUs frozen$329K recoverable cash1 stockout in 24 days